Insurance Highlights

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    Easy-to-buy

    There are several comprehensive coverage plans for you to choose from

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    Feel relieved

    There are more than 500 hospitals in the network nationwide

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    Peace of Mind
    Provide life coverage up to THB 2,000,000*

    *Depends on the plan you have selected

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    Affordable
    Premium starts at THB 1,000/year**

    ** PA Plan 1, standard annual premium

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Product details

Issue age

5 – 65 years old

Premium payment term

1 year

Coverage period

1 year

Sum assured

Depends on the plan you have selected

Maturity benefit

-

Accidental death benefit

100% of sum assured

Tax benefits

A health insurance premium, up to a maximum of THB 25,000, is eligible for personal income tax deduction. However, the deduction for this premium together with the life insurance premiums paid cannot exceed THB 100,000 in total, according to the terms & conditions of the Revenue Department.

This plan is for low risk-taking occupations, e.g., senior executive, accountant, banker, lawyer, prosecutor, teacher/professor, student, programmer, doctor, academician, editor, jewelry business owner, etc.

Occupation Class 1

Plan 1

Plan 2

Plan 3

Plan 4

Plan 5

Accidental Death and Dismemberment or Total and Permanent Disability (ADD, TPD)

200,000

400,000

700,000

1,000,000

2,000,000

Murder and Assault (MA)

100,000

400,000

700,000

500,000

1,000,000

Medical Expense (ME) per time

20,000

50,000

80,000

100,000

100,000

Death by Motorcycle (MC)

100,000

200,000

350,000

500,000

1,000,000

Temporary Total Disability (TTD) per week
(maximum 52 weeks)

-

-

-

1,000

2,000

 

The company will not cover the loss or any damage arising from or as a result of the following reasons:

  • Any injury caused by the action of the insured under the influence of alcohol, addictive substance or drugs to the extent where the insured is unable to maintain their consciousness.

  • Suicide, attempted suicide, or self-harm.

  • While the insured participates in a quarrel or takes part in provoking a quarrel.

  • While the insured is committing a crime of serious penalty or while the insured is being arrested or resisting arrest.

  • Concealment of facts or misrepresentation that will affect underwriting.

Note: The exclusions and details above are partially shown. Please study the policy for more details.

  • This is a life insurance product, not a bank deposit. To get the maximum benefits from insurance policy, the applicant should continuously pay the premium through to the end of the premium payment period and holds the policy until the end of the policy contract. If the policy is terminated before the end of the contract, the applicant may not receive cash benefit in the amount equivalent to the maximum policy benefit he/she is entitled to, or in the amount equivalent to all premiums paid.

  • The insured is responsible for paying premium. An insurance agent or broker that accepts a premium payment by the insured is solely for the purpose of providing service to the insured.

  • The applicant should understand coverage details and conditions thoroughly before deciding to buy an insurance. The applicant should study detailed information regarding benefit payment provisions, terms and conditions, exclusions and policy benefits in the policy.

  • The premium may change at the time of renewal according to registrar approval.

  • “PRUEasy PA” is a marketing name of personal accident insurance (annual premium payment).
  • The applicant should understand coverage details and conditions thoroughly before deciding to buy an insurance.

Find the insurance plan that’s right for you

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