PRUHealthy Plus
Elderly Health Insurance

PRUHealthy Plus lets you relieve your worries about your parents' health expenses, especially when they need to be admitted to the hospital. The plan requires paying level premiums until age 60 and get life and health protection up to age 80. Choose PRUHealthy Plus, as the plan gives you peace of mind for so long.

Living benefits

• When the insured pays premiums until age 60, receive 20% of sum assured.

• At the end of the policy year in which the insured reaches 80 years old, receive 80% of sum assured.

•  “The applicant should understand coverage details and conditions thoroughly before deciding to buy an insurance.”

Death benefits

• Receive 100% of sum assured.

• This is a life insurance product, not a bank deposit. To get the maximum benefits from insurance policy, the applicant should continuously pay the premium through to the end of the premium payment period and holds the policy until the end of the policy contract. If the policy is terminated before the end of the contract, the applicant may not receive cash benefit in the amount equivalent to the maximum policy benefit he/she is entitled to, or in the amount equivalent to all premiums paid.

• The insured is responsible for paying premium. An insurance agent or broker that accepts a premium payment by the insured is solely for the purpose of providing service to the insured.

• The applicant should understand coverage details and conditions thoroughly before deciding to buy an insurance.

• PRUHealthy Plus is a marketing name of the life insurance plan "Endowment 80/60 (Non-Par) and Long Term Medical Rider.

• The company may adjust the premium on the policy anniversary date based on age and occupation class change of the insured person and/or increasing of medical expenses and/or claims experience portfolio under this rider which have been approved by the registrar, and the company will send prior written notice to the insured at least 30 days.