Insurance Highlights

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    Short Premium Payment

    Pay premiums for 8 years and receive coverage until the full age of 88.

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    Guaranteed annual cash return

    10%* per year from the 1st policy year until the full age of 87

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    Enjoy a lump sum at maturity

    Up to 800%* at the full age of 88

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    High fife coverage protection

    All cause death benefit: Receive benefit up to 800%** Accidental death benefit: Receive additional benefit up to 5600%***

* % of the initial base sum assured.

** % of the initial base sum assured. The benefits received will be the higher amount between the surrender value or the specified benefit in the policy year in which the insured person passes away.

*** % of the initial rider sum assured, applicable only in the policy year in which the insured person passes away due to an accident. The rider sum assured is equal to 50% of the base sum assured.

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Product details

Issued Age

1 month – 65 years

Coverage Term

Until the full age of 88 years

Premium payment

8 years

Base Sum Assured

Minimum 200,000 Baht

Rider Sum Assured

Minimum 100,000 Baht (50% of the base sum assured)

Mode of Premium Payment

Annually

Living Benefits

  • Receive annual cash return of 10% of the initial base sum assured from the end of the 1st policy year until the full age of 87

  • Upon maturity at the end of policy year when the insured reaches age 88, receive a lump sum payout up to 800% of the initial base sum assured.

Total benefit through the policy

 Total benefits received from the policy depends on the age of the applicant.

 Underwriting

 No health check-up required, just answer 1 health question (according to the company’s underwriting rules)

 

Policy Year

All cause death benefit1
(% of the initial base sum assured)

Additional coverage for accidental death2
(% of the initial rider sum assured which equal to 50% of the initial base sum assured)

1

100%

700%

2

200%

1400%

3

300%

2100%

4

400%

2800%

5

500%

3500%

6

600%

4200%

7

700%

4900%

8 onwards

800%

5600%

 

1 All cause death benefit: Receive surrender value, or the benefit amount up to the policy year in which the insured dies, whichever is higher.

2 Receive additional benefit in the event of accidental death: Receive the rider sum assured up to the policy year in which the insured dies. The rider sum assured is equal to 50% of the base sum assured.

  • Premium of life insurance plan are eligible to tax deduction up to THB 100,000 per annum (according to conditions prescribed by the Revenue Department).
  • Premiums of Accidental Death Benefit Rider 88/8 are not eligible for tax deduction.

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